Super Visa Insurance – A vital aspect to think about!!

Super Visa insurance | health insurance | Life insurance | Critical Insurance | Disability insurance

 

 

Super Visa requirements have come into force on November 4, 2011, in Canada which is sure to bring down the rate of applications received for PR from parents and grandparents. This new super visa scheme will offer a temporary visa valid for a period of ten years to parents and grandparents. A holder of Super Visa can stay in Canada for a maximum period of two years without renewing their visa. The application processing time and fees of super visa are much lower as compared to normal visa.

What is it & how to get it –

 

Super visa insurance is an innovative concept that came into light along with super visa. The applicants of super visa need to obtain private Canadian health insurance termed as super visa cover at low costs. While applying for a Super Visa, applicants need to submit a copy of their Canadian health insurance with a minimum validity period of one year and it should cover health care, repatriation, and hospitalization with the minimum cover amount of $1,00,000.  During an entire stay, the insurance must not expire and these terms and conditions are made known to every visitor to Canada by insurance companies.

You can ask for quotes of Canada’s super visa insurance, which will feature premium amount, coverage amount, primary and secondary benefits, refund policy, etc. You can search for it online on the insurance company’s official website. All you need to do is to enter the date of arrival and date of birth and a quote will appear. You can choose from it which sounds you most beneficial. You can also apply for it online by making an online payment. You can print the acknowledgment and submit it as a proof of insurance along with the application.

Benefits –

Emergency expense benefits, fees, deductible options, policy exclusions and refund policies are some of the basis that is used to appraise policies of different companies. The policy period starts from the date of departure and in case, you have already purchased the policy and you decide not to visit Canada, you get 100 percent refund (not only companies give 100 percent refund. Read policy terms and conditions carefully).

Not everyone is eligible for a Super Visa. Only the parents and grandparents of citizens and permanent residents of Canada are eligible for a Super Visa. Apart from this, officers also consider the applicant’s ties with his/her home country, the purpose of visit and his and his family’s financial condition.

You are also advised to purchase health insurance only from Canadian insurance company as proof must be of Canadian Health insurance. It will also be an easier file a claim and for any refund.

 

You are not obliged to undergo any medical exam before buying Canadian Health insurance. However, you will be asked some questions related to your health and you must answer them truthfully as any wrong answer can cancel your coverage or may cause difficulties while claiming a refund.

This Super Visa has added a great chance for those who seek to join up with their parents or grandparents. The principal and obligatory condition are to buy health insurance from a well known Canadian insurance firm.

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